Computer business is the main thing why I got hooked up with computers. I was a student then and I could remember being lured into computers as our family runs a computer center. It’s not a big one but one that stores like 15 to 20 desktop computers. There are six employees doing shifts daily to man the computer shop. The services offered are desktop publishing, printing, computer rentals, trainings and software sales. The big source of income comes from software trainings and sales.

Even at a young age, I could feel that the more capital injected on the business will make the difference in the competition. Small Business Loan might have been a good way to start to get the upgrades of the machines and also adding some more machines to cope up the needs during peak times.

I was thinking that instead of taking a loan for a computer business, why not invest find some ways to invest in mutual funds or savings bonds. I have realized later that to improve ones personal finance, mutual funds and savings bonds could be a lucrative alternative to computer business.

Micro financing or small business loans does look good for fledgling computer businesses. The more capitalization one has especially in single proprietorship computer business somehow will spell a difference in its competitiveness and profitability.